Financial Well-Being Scale

Get a better understanding of your current financial well-being and learn small steps you can take to improve it.

Using the scale

CFPB researchers created the Financial Well-Being scale to measure something that no one has been able to measure very well before: your financial well-being. Answer the 12 questions below to get a snapshot of your current financial well-being along with some ways you might be able to improve your finances if they’re not where you’d like them to be.

Part 1: How well does this statement describe your situation?

I could handle a major unexpected expense

I am securing my financial future

Because of my money situation, I feel like I will never have the things I want in life

I can enjoy life because of the way I’m managing my money

I am just getting by financially

I am concerned that the money I have or will save won’t last

Part 2: How often does this statement apply to you?

Giving a gift for a wedding, birthday or other occasion would put a strain on my finances for the month

I have money left over at the end of the month

I am behind with my finances

My finances control my life

Part 3: Tell us about yourself.

How old are you?
How did you take the questionnaire?